Wrongful Repossession Lawyers

What is Considered a Wrongful Repossession?

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Fair Debt Collection Practices Act (FDCPA): The primary federal law protecting consumers from unlawful repossessions. It prohibits repossession companies from taking your vehicle when you are not in default, or from breaching the peace during a repossession.
Fair Credit Reporting Act (FCRA): Requires lenders and credit bureaus to report accurate information. If a wrongful repossession is inaccurately listed on your credit report, the credit bureau and creditor can be held liable for failing to correct it.
State Repossession Laws: Many states have their own protections that go further than federal law, including additional notice requirements, redemption rights, and enhanced penalties for illegal repossessions.

Yes — federal law gives you that right. If a repo company wrongfully repossessed your car, you may be able to sue them under the FDCPA.

I handle the entire process. From documenting the violations to filing your claim, I make sure your rights are protected every step of the way.

Consumers may recover up to $1,000 in statutory damages, plus any actual losses. The FDCPA also allows courts to award attorney’s fees and costs.