Wrongful Repossession Lawyers

What is Considered a Wrongful Repossession?

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Fair Debt Collection Practices Act (FDCPA): The primary federal law protecting consumers from unlawful repossessions. It prohibits repossession companies from taking your vehicle when you are not in default, or from breaching the peace during a repossession.
Fair Credit Reporting Act (FCRA): Requires lenders and credit bureaus to report accurate information. If a wrongful repossession is inaccurately listed on your credit report, the credit bureau and creditor can be held liable for failing to correct it.
State Repossession Laws: Many states have their own protections that go further than federal law, including additional notice requirements, redemption rights, and enhanced penalties for illegal repossessions.

Yes — federal law gives you that right. If a repo company wrongfully repossessed your car, you may be able to sue them under the FDCPA.

We handle the entire process. From documenting the violations to filing your claim, we make sure your rights are protected every step of the way.

You may recover up to $1,000 in statutory damages, plus any actual losses and attorney’s fees.

You pay nothing unless we win. There’s no risk to you. Our fees come from the defendants, not your pocket.