Debt Collection Harassment
You don’t have to put up with constant calls or disrepect from debt collectors. The law is on your side and so are we.
Harassment by debt collectors isn’t just wrong, it’s illegal. Under the Fair Debt Collection Practices Act (“FDCPA”), you have the right to demand they stop, to sue for damages, and to take back control of your peace of mind. We help you do just that.
What is Considered Debt Collection Harassment?
Threatening arrest or garnishment
Calling more than 7 times within 7 days
Calling before 8 am or 9 pm
Contacting you at work after you’ve asked them to stop
Telling others about your debt
Ignoring your request to stop contacting you
Debt Collector Harassment Laws
Fair Debt Collection Practices Act (FDCPA): The main federal law protecting consumers from debt collector harassment. It bans threats, profanity, repeated calls, and false statements about your debt
Telephone Consumer Protection Act (TCPA): Protects you from unwanted robocalls or text messages from debt collectors without your consent.
Fair Credit Reporting Act (FCRA): Requires collectors and creditors to report accurate information to credit bureaus. If they report false data or ignore your disputes, they can be held liable.
State Debt Collection Laws: Many states have their own versions of the FDCPA that go even further, often allowing additional damages or penalties for harassment.
Can You Sue a Debt Collector for Harassment?
Yes — federal law gives you that right. Under the FDCPA, you can sue a debt collector who harasses, threatens or misleads you.
We handle the entire process. From documenting the violations to filing your claim, we make sure your rights are protected every step of the way.
You may recover up to $1,000 in statutory damages, plus any actual losses and attorney’s fees.
You pay nothing unless we win. There’s no risk to you. Our fees come from the collector, not your pocket.
Stop collection agency harassment for good. Once we take your case, collectors must go through us, not you.