Debt Collection Harassment

You don’t have to put up with constant calls or disrespect from debt collectors. The law is on your side and so am I.

Harassment by debt collectors isn’t just wrong, it’s illegal. Under the Fair Debt Collection Practices Act (“FDCPA”), you have the right to demand they stop, to sue for damages, and to take back control of your peace of mind. I help you do just that.

What is Considered Debt Collection Harassment?

Threatening arrest or garnishment

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Calling more than 7 times within 7 days

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Calling before 8 am or 9 pm

Contacting you at work after you’ve asked them to stop

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Telling others about your debt

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Ignoring your request to stop contacting you

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  • “The credit card company did not uphold their end of our agreement and was calling and harassing me daily. Reznik Law Firm took care of it for me quickly and professionally.”

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Debt Collector Harassment Laws

  • Fair Debt Collection Practices Act (FDCPA): The main federal law protecting consumers from debt collector harassment. It bans threats, profanity, repeated calls, and false statements about your debt

  • Telephone Consumer Protection Act (TCPA): Protects you from unwanted robocalls or text messages from debt collectors without your consent.

  • Fair Credit Reporting Act (FCRA): Requires collectors and creditors to report accurate information to credit bureaus. If they report false data or ignore your disputes, they can be held liable.

  • State Debt Collection Laws: Many states have their own versions of the FDCPA that go even further, often allowing additional damages or penalties for harassment.

Can You Sue a Debt Collector for Harassment?

Yes — federal law gives you that right. Under the FDCPA, you can sue a debt collector who harasses, threatens or misleads you.

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I handle the entire process. From documenting the violations to filing your claim, I make sure your rights are protected every step of the way.

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Consumers may recover up to $1,000 in statutory damages, plus any actual losses. Courts may also award attorney’s fees and costs.

Stop collection agency harassment for good. Once I take on your case, collectors must go through me, not you.

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Use the form below to request a case review and learn more about your rights under the FDCPA.