Why Filing a Police Report for Identity Theft Alone Won’t Fix Your Credit
Filing a police report for identity theft is an important step, but it won’t fix your credit by itself. Learn what really works under the FCRA.
Is 704-553-7146 Calling You? Know Your Rights
Getting repeated calls from 704-553-7146? This number is tied to debt collector Receivables Management Partners. Learn your rights under federal law and how to respond to unlawful collection practices.
How Long Until Medical Bills go to Collections?
Wondering how long you have before a medical bill goes to collections? Learn the typical timelines, what it means for your credit, and how to protect your rights.
How Do I Find a Background Check Lawyer Near Me?
Looking for a background check lawyer near you? Learn how to choose the right attorney to fix errors in screening reports and enforce your rights.
How Do I Find a TCPA Lawyer Near Me?
Looking for a TCPA lawyer near you? Learn how to choose the right attorney to stop unwanted calls and texts and enforce your rights.
How do I Find an FDCPA Attorney Near Me?
Looking for an FDCPA attorney near you? This article explains how to choose the right lawyer to stop debt collector harassment and protect your rights.
How do I Find an FCRA Attorney Near Me?
This article explains when to contact an FCRA attorney, what these lawyers do, and how to choose the right one to help fix credit report errors and protect your rights.
What Happens to Medical Bills When You Die?
Medical bills after death can be complex. Learn how they are handled, when to pay, and when a surviving spouse may be responsible.
Sample Letter to Remove Repossession from Credit Report (and how to use it)
A repossession on your credit report can hurt your chances of getting approved for loans, leases, or even certain jobs. Learn when you can dispute it, how the seven-year rule applies, and get a sample letter to challenge inaccurate reporting.
Rental Application Denied Due to Credit? Know Your Rights
Denied an apartment because of your credit? You have rights under federal law. Learn what landlords must disclose and what to do if they don’t.
Remove Derogatory Marks from Credit Report: Know Your Legal Options
This guide breaks down your legal options to remove derogatory marks from your credit report.
When Do Derogatory Marks Fall Off Your Credit Report?
When do negative marks fall off your credit report? Learn how long they stay, why some stick around, and what you can do about it.
How to Send a Debt Validation Letter (With Sample Template)
You only have 30 days to demand validation from a debt collector. Use this sample letter and learn how to protect yourself under the FDCPA.
What is the Mini Miranda Script? (Understand Your Rights in Debt Collection)
Wondering why debt collectors say, “This is an attempt to collect a debt…”? That’s the Mini Miranda. This article explains what it means—and what to do if they skip it.
How to Fix a Credit Report Error in 3 Simple Steps
Mistakes on your credit report can damage your credit score and finances. Learn how to fix credit report errors fast with this simple 3-step process from a consumer protection attorney.
How to Write a Charge-Off Dispute Letter (With Sample Letter for Credit Bureaus)
Learn how to dispute a charge-off on your credit report the right way. This step-by-step guide includes a sample charge-off dispute letter you can use today.
Does Disputing Hurt Your Credit? Here’s the Truth.
Disputing credit report errors won’t hurt your score, but it’s smart to know how disputes work before applying for a loan.