Remove Derogatory Marks from Credit Report: Know Your Legal Options
This guide breaks down your legal options to remove derogatory marks from your credit report.
When Do Derogatory Marks Fall Off Your Credit Report?
When do negative marks fall off your credit report? Learn how long they stay, why some stick around, and what you can do about it.
How to Send a Debt Validation Letter (With Sample Template)
You only have 30 days to demand validation from a debt collector. Use this sample letter and learn how to protect yourself under the FDCPA.
What is the Mini Miranda Script? (Understand Your Rights in Debt Collection)
Wondering why debt collectors say, “This is an attempt to collect a debt…”? That’s the Mini Miranda. This article explains what it means—and what to do if they skip it.
How to Fix a Credit Report Error in 3 Simple Steps
Mistakes on your credit report can damage your credit score and finances. Learn how to fix credit report errors fast with this simple 3-step process from a consumer protection attorney.
How to Write a Charge-Off Dispute Letter (With Sample Letter for Credit Bureaus)
Learn how to dispute a charge-off on your credit report the right way. This step-by-step guide includes a sample charge-off dispute letter you can use today.
Does Disputing Hurt Your Credit? Here’s the Truth.
Disputing credit report errors won’t hurt your score, but it’s smart to know how disputes work before applying for a loan.